:root{--font-sans: "Montserrat", "Roboto", Arial, sans-serif;--font-body: "Roboto", Arial, sans-serif;--font-slab: "Roboto Slab", Georgia, serif;--color-ink: #192733;--color-text: #333333;--color-muted: #545f65;--color-surface: #ffffff;--color-soft: #f6f6f8;--color-line: #d9e0e5;--color-accent: #00d084;--color-accent-dark: #038;--color-warm: #fcb900;--shadow: 0 18px 50px rgba(25, 39, 51, .12);--radius: 8px;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-body);color:var(--color-text);background:var(--color-surface);line-height:1.65}a{color:inherit}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible{outline:3px solid var(--color-warm);outline-offset:3px}h1,h2,h3,h4{font-family:var(--font-sans);color:var(--color-ink);line-height:1.15;letter-spacing:0}h1{font-size:clamp(2.4rem,6vw,4.8rem);margin:0 0 1rem}h2{font-size:clamp(1.7rem,3vw,2.4rem);margin:0 0 1rem}h3{font-size:1.15rem;margin:0 0 .6rem}p{margin:0 0 1rem}.skip-link{position:absolute;left:1rem;top:-4rem;background:var(--color-ink);color:#fff;padding:.75rem 1rem;z-index:20}.skip-link:focus{top:1rem}.container{width:min(1120px,calc(100% - 32px));margin:0 auto}.container.narrow{width:min(840px,calc(100% - 32px))}.top-space{padding-top:1rem}.site-header{position:sticky;top:0;z-index:10;background:#fffffff5;border-bottom:1px solid var(--color-line);backdrop-filter:blur(14px)}.header-inner{width:min(1240px,calc(100% - 24px));margin:0 auto;min-height:78px;display:flex;align-items:center;gap:1rem}.brand{display:inline-flex;align-items:center;gap:.65rem;font-family:var(--font-sans);font-weight:800;color:var(--color-ink);text-decoration:none;white-space:nowrap}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:var(--radius);background:var(--color-ink);color:#fff}.desktop-nav{display:flex;align-items:center;gap:.75rem;margin-left:auto;font-size:.92rem}.desktop-nav a,.desktop-nav summary{text-decoration:none;padding:.65rem .4rem;cursor:pointer;color:var(--color-ink)}.desktop-nav details{position:relative}.desktop-nav summary{list-style:none}.desktop-nav summary::-webkit-details-marker{display:none}.mega-menu{position:absolute;top:100%;left:0;width:320px;display:grid;gap:.2rem;padding:.75rem;background:#fff;border:1px solid var(--color-line);box-shadow:var(--shadow);border-radius:var(--radius)}.mega-menu a{padding:.55rem .7rem;border-radius:6px}.mega-menu a:hover{background:var(--color-soft)}.header-actions{display:flex;gap:.55rem;align-items:center}.button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.72rem 1rem;border:1px solid var(--color-accent);border-radius:var(--radius);background:var(--color-accent);color:var(--color-ink);font-weight:800;text-decoration:none;font-family:var(--font-sans)}.button.ghost{background:#fff;border-color:var(--color-line)}.button.dark{background:var(--color-ink);color:#fff;border-color:var(--color-ink)}.button:disabled{cursor:not-allowed;opacity:.62}.mobile-nav{display:none;margin-left:auto}.mobile-nav summary{list-style:none;cursor:pointer;font-weight:800;color:var(--color-ink)}.mobile-nav div{position:absolute;left:12px;right:12px;top:78px;display:grid;gap:.25rem;padding:1rem;background:#fff;border:1px solid var(--color-line);box-shadow:var(--shadow)}.mobile-nav a{padding:.7rem;text-decoration:none;border-bottom:1px solid var(--color-line)}.breadcrumbs{display:flex;gap:.5rem;color:var(--color-muted);font-size:.9rem}.breadcrumbs a{color:var(--color-ink)}.hero{width:min(1240px,calc(100% - 24px));margin:1rem auto 3rem;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(320px,.92fr);align-items:stretch;min-height:560px;background:var(--color-soft);border-radius:var(--radius);overflow:hidden}.hero-copy{padding:clamp(2rem,5vw,5rem);display:flex;flex-direction:column;justify-content:center}.eyebrow{font-family:var(--font-sans);font-weight:800;color:var(--color-muted);text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}.intro{font-size:1.22rem;max-width:62ch}.hero-actions{display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1rem}.hero-visual{min-height:100%;position:relative;overflow:hidden;background:#dbeee8}.hero-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(140deg,#19273314,#00d0840a);pointer-events:none}.hero-visual img{width:100%;height:100%;min-height:560px;display:block;object-fit:cover;object-position:center}.answer-block,.legal-note,.verification-box{padding:1.1rem 1.25rem;border:1px solid var(--color-line);border-left:5px solid var(--color-accent);border-radius:var(--radius);background:#fff;margin-bottom:2rem}.content-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin-bottom:2rem}.content-section,.card{border:1px solid var(--color-line);border-radius:var(--radius);padding:1.4rem;background:#fff}.content-section:nth-child(odd){background:var(--color-soft)}.band{background:var(--color-soft);padding:3.5rem 0;margin:3rem 0}.faq-list{display:grid;gap:.75rem}.faq-list details{border:1px solid var(--color-line);background:#fff;border-radius:var(--radius);padding:1rem 1.1rem}.faq-list summary{cursor:pointer;font-weight:800;color:var(--color-ink)}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.trust-bar{width:min(1120px,calc(100% - 32px));margin:1.5rem auto;display:flex;flex-wrap:wrap;gap:.75rem;color:var(--color-ink);font-weight:800}.trust-bar span{border:1px solid var(--color-line);border-radius:var(--radius);padding:.6rem .8rem;background:#fff}.step-list,.check-list{padding-left:1.25rem}.comparison-table{width:100%;border-collapse:collapse;border:1px solid var(--color-line)}.comparison-table th,.comparison-table td{padding:.8rem;border-bottom:1px solid var(--color-line);text-align:left}.broker-callout{border:1px solid var(--color-line);border-radius:var(--radius);padding:1.25rem;background:var(--color-soft)}.card{text-decoration:none;transition:transform .16s ease,box-shadow .16s ease}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow)}.cta-section{margin-top:3rem;padding:3rem max(16px,calc((100% - 1120px)/2));background:var(--color-ink);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:2rem}.cta-section h2,.cta-section p{color:#fff}.site-footer{background:#101b24;color:#eaf0f3;padding:3rem 0 1rem}.footer-grid{width:min(1120px,calc(100% - 32px));margin:0 auto;display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:1.5rem}.site-footer h2,.site-footer h3{color:#fff}.site-footer a{display:block;color:#eaf0f3;text-decoration:none;margin:.35rem 0}.fine-print,.footer-bottom{font-size:.88rem;color:#c6d0d7}.footer-bottom{width:min(1120px,calc(100% - 32px));margin:2rem auto 0;border-top:1px solid rgba(255,255,255,.16);padding-top:1rem}.form-shell{margin:2rem 0;border:1px solid var(--color-line);border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:var(--shadow)}.form-shell iframe{display:block;border:0}.embed-fallback{padding:1rem;border-bottom:1px solid var(--color-line);background:var(--color-soft)}.preserved-contact-form{padding:1.25rem;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.preserved-contact-form label{display:grid;gap:.35rem;font-weight:700}.preserved-contact-form input,.preserved-contact-form select,.preserved-contact-form textarea{width:100%;min-height:46px;border:1px solid var(--color-line);border-radius:6px;padding:.7rem;font:inherit}.preserved-contact-form textarea,.preserved-contact-form .fine-print{grid-column:1 / -1}.honeypot{position:absolute;left:-100vw;width:1px;height:1px;overflow:hidden}.not-found{padding:4rem 0}@media(max-width:1100px){.desktop-nav,.header-actions{display:none}.mobile-nav{display:block}.hero{grid-template-columns:1fr;min-height:auto}.hero-visual{min-height:300px}.hero-visual img{min-height:300px;object-position:58% center}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:720px){h1{font-size:2.35rem}.content-grid,.card-grid,.preserved-contact-form{grid-template-columns:1fr}.cta-section{display:block}.footer-grid{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important}}
